Transfers

Overview

The Transfers module of the Customer API facilitates the movement of funds and manages transfer-related operations with a suite of endpoints tailored to cover various functionalities:

1. Create Internal Fiat Transfer: This endpoint allows customers to conduct internal fund transfers between two customer asset accounts within the system. The users need to specify the source and destination account IDs, the amount to be transferred, and a reference note for the transaction.

2. Create External Fiat Transfer: Customers can perform external transfers from their asset account using this endpoint. It supports both domestic and international transfers, requiring information about the source account, transfer type, payee details, saved payee preferences, amount, reference note, and the purpose code for the transaction.

3. Create External Fiat Transfer With Originator: Customers can perform external transfers from their asset account using this endpoint. User's have the ability to set the transaction's originator, and thus affect how the sender's details appear in the receiver's account. It supports both domestic and international transfers, requiring information about the source account, transfer type, payee details, saved payee preferences, amount, reference note, and the purpose code for the transaction.

4. Get Purpose Codes: This endpoint provides a list of available purpose codes that are to be used for external fiat transfers. It helps in categorizing the transfer types for internal use, such as "Transfer to own account" or "Family Maintenance".

5. Create Internal Crypto Transfer: This endpoint allows customers to conduct internal cryptocurrency transfers between two customer asset accounts within the system. The users need to specify the source and destination account IDs, the amount to be transferred.

6. Get Reverse Inbound Transfer Details - This operation gives a user necessary details to call the POST endpoint. This includes a list of reasons for transaction reversal.

7. Reverse Inbound Transfer - This operation allows the user to reverse an inbound external transfer.

8. Lookup Bank Details: This endpoint allows customers to look up additional bank details given a SWIFT code (more lookup options coming soon).

9. Request FX Quote : Request quote for foreign transfers

10. Execute FX Quote : Execute a given foreign transfer quote

---

Create Internal Fiat Transfer

Make an internal fiat transfer between two customer asset accounts.

Create Fiat internal transfer

post

Request Headers:

• IdempotencyKey: Unique GUID value generated by user to identify subsequent retries of a request (optional)

Request body parameters:

• SourceAccountId: Source asset account id
• DestinationAccountId: Destination asset account id
• Amount: Fiat transfer amount
• Reference: Purpose of transaction

Response:

• Id : Transfer Id

Possible validation errors:

• Required
• User_Not_Found
• Invalid_Source_Account
• Invalid_Destination_Account
• Invalid_Asset : If both account's asset are different
• Insufficient_Funds

Authorizations

Header parameters

otpstringRequired

One time pass for the request

Body

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

sourceAccountIdinteger · int32Required

destinationAccountIdinteger · int32Required

amountnumber · doubleRequired

referencestring · min: 1Required

Responses

200

OK

application/json

400

Bad Request

application/json

post

HTTPcURLJavaScriptPython

POST /api/v1/customer/transfers/fiat/createinternaltransfer HTTP/1.1
Host: 
Authorization: YOUR_API_KEY
otp: text
Content-Type: application/json-patch+json
Accept: */*
Content-Length: 76

{
  "sourceAccountId": 1,
  "destinationAccountId": 1,
  "amount": 1,
  "reference": "text"
}

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

{
  "status": "text",
  "errors": [
    {
      "errorType": "text",
      "fieldName": "text",
      "messageCode": "text"
    }
  ],
  "id": 1,
  "details": {
    "id": 1,
    "accountsId": 1,
    "fromTransactionsId": 1,
    "fromAccountsId": 1,
    "toTransactionsId": 1,
    "toAccountsId": 1,
    "amount": 1,
    "description": "text",
    "dateTime": "2025-06-08T01:54:35.457Z",
    "bPending": true
  }
}

Example Request Body

{
   "SourceAccountId":2141,
   "DestinationAccountId":2143,
   "Amount": 1000,
   "Reference": "Internal Fiat Transfer Test"
}

Example Success Response

{
    "id": 1008,
    "status": "1",
    "errors": []
}

---

Create External Fiat Transfer

Make an external transfer from a customer asset account, using either a Wire or ACH. Refer to Purpose Codes to categorize a transfer.

• Endpoint: /api/v3/customer/transfers/fiat/createexternaltransfer

• Method: POST

Transfer Types

Create External Fiat Transfer currently supports four different TransferTypes. Depending on your account type, you can access the following:

1. Wire - FedWire, available to US accounts.

2. ACH - Available to US accounts.

3. RTP - Realtime Domestic US Payments, also known as FedNow. Available to US accounts.

4. SWIFT - For international accounts.

5. P2C - Use only with PayeesId set to a card-type payee.

Request Body Parameters

Parameter Name	Type	Description
transmitter	Object, Required for Financial Institutions	Information relating to the transmittere of payment
transmitter.firstPartyTransfer	Boolean	True if the payment is a first party transfer. If true, other transmitter fields are not required.
transmitter.type	String	'Company' or 'Individual'
transmitter.dateOfBirth	datetime	If Transmitter type is 'Individual', date of birth is required
transmitter.name	String	Name of Transmitter
transmitter.accountNumber	String, Optional	Account Number for the Transmitter
transmitter.addressLine1	String	Address Line 1 for transmitter
transmitter.addressLine2	String, Optional	Address Line 2 for transmitter
transmitter.townCity	String	Town / City for transmitter
transmitter.state	String	State / Province for transmitter
transmitter.postcode	String	Post Code for transmitter
transmitter.countryCode	String	3 Letter Country Code for transmitter (ex. USA)
payee	Object, Required	Payee / Beneficary information
payee.payeesId	Number	Optional Payees ID of an existing payee, for sending payments to an existing payee. If provided, the other payee fields are not required.
payee.name	String	Name of Payee
payee.type	String	'Personal' or 'Company'
payee.countryCode	String	3 Letter Country Code for recieving bank (ex. USA)
payee.bankName	String	Name of Receiving Bank
payee.routingNumber	String	ABA Routing Number, not required if swiftCode is provided
payee.swiftCode	String	SWIFT Bic, not required if routingNumber is provided
payee.intermediarySwiftCode	String, Optional	Optional Intermediary Bank SWIFT Bic. Only available for SWIFT transfers.
payee.accountNumber	String	Account Number of payee
payee.accountName	String	Name of the payee's account. If unknown, use the payee name
payee.addressLine1	String	Address Line 1 for payee
payee.addressLine2	String, Optional	Address Line 2 for payee
payee.townCity	String	Town / City for payee
payee.state	String	State / Province for payee
payee.postcode	String	Post Code for payee
payee.addressCountryCode	String	3 Letter Country Code for payee (ex. USA)
bSavePayee	Boolean	True if you would like to save the payee details for future use
sourceAccountId	Number	Account ID corresponding to the account to be debited
transferType	String	Transfer rail (ex. 'SWIFT', 'Wire', etc)
amount	Number	Amount to be sent. The currency is implied by the currency of the sourceAccountId
bankFeeSplitType	String	For SWIFT transfers only, specify 'Full Bank Fee', 'Half Bank Fee', or 'No Bank Fee'. If none is provided, default is 'Half Bank Fee'
reference	String	Reference message to be sent to the receiving bank. (Limit 140 characters)
purposeCode	String, Enum	Refer to our list of Purpose Codes. Required for Wire transfers sent to an international payee.
purpose	String	If a purposeCode is not provided, you may use purpose, which is a string to specify the purpose of the payment (max 100 chars). You must provide either purpose or purposeCode, however purposeCode is required for Wire transfers sent to payees outside the USA

Transfer Purpose

External fiat transfers may require a payment purpose to be submitted in the request body. A list of applicable payment purpose codes for a particular transfer is returned from the Purpose Codes endpoint. If the purposeCode is omitted or specified as 'Other', then you should submit a customer purpose in the purpose field.

Note: When a purpose code is required, it will be listed in the Purpose Codes endpoint. If no purpose codes are returned from this endpoint, then purposeCode is not required and you should specify the purpose of the payment in purpose.

Param Name	Type	Description
PurposeCode	String	Refer to our list of purpose codes here.
Purpose	String	Provide a string for purpose reason. Limit 100 chars. [a-z], [A-Z], [0-9]

Payee Request Parameters

When configuring a payee, you can either use payeesId to use an existing payee, or provide payee information directly. Additionally, you can refer to the Payees API Endpoints to access various functionality such as creating, retrieving, modifying, and deleting payees.

{
  ...
  "payee": {
    // Option 1: Use payeesId to reference a Payee
    "payeesId": 0,
    
    // Option 2: Use the following fields to detail a payee
    
    //Either Routing Number or Swift Code is available
    "routingNumber": "string",
    "swiftCode": "string",
    "bankName": "string",
    "countryCode": "string", // country code for the receiving bank
    "intermediarySwiftCode":"string",
    "accountNumber": "string",
    "accountName": "string",
    
    "type": "string",
    "name": "string",
    "addressLine1": "string",
    "addressLine2": "string",
    "addressCountryCode": "string",
    "townCity": "string",
    "state": "string",
    "postcode": "string",
    "addressCountryCode": "string" //country code for the payee's address
  },
  ...
}

Transmitter Information

Financial Institutions are required to submit information regarding the transmitter of a payment. You can submit this information in the transmitter object. For transactions that are first party transfer, you can specify firstPartyTransfer: true

Third Party Payment Example

{
    ...
    "transmitter": {
        "firstPartyTransfer": false,
        
        "name": "John Doe",
        "type": "Company",
        "dateOfBirth": "1990-10-08T00:00:00.000Z"
        "accountNumber": "1234567890",
        "addressLine1": "123 Main St",
        "addressLine2": "Unit 1A",
        "townCity": "Cityville",
        "state": "WY",
        "postcode": "12345",
        "countryCode": "USA"
        
  },
  ...
}

First Party Payment Example

{
    ...
    "transmitter": {
        "firstPartyTransfer": true
  },
  ...
}

Example Request Body

The format of the request body is different between Domestic USA transfers and international transfers. Refer to the following examples for reference:

Domestic Wire Transfer Request Body

{
        "sourceAccountId":2141,
        "transferType": "Wire",
        "payee":{
                "countryCode":"USA",
                "bankName": "ABC Bank",
                "routingNumber":"125000105",
                "accountNumber":"2140632999",
                "accountName":"Test account",
                "type":"Personal",
                "name":"Test Account",
                "addressLine1":"123 Main St",
                "townCity":"New York",
                "state":"NY",
                "postcode":"10001",
                "addressCountryCode": "USA"
        },
        "bSavePayee":true, 
        "amount": 100,
        "reference": "Test Transfer", 
        "purposeCode" : "PUC002"
}

International Swift Transfer Request Body

International transfers utilize the SWIFT TransferType. Customers can specify the BankFeeSplitType, which enables a customer to decide the bearer of bank charges. You can choose between the following values for BankFeeSplitType:

• "Full Bank Fee" - This option is known as 'OURS'

• "Half Bank Fee" - This option is known as 'SHA'

• "No Bank Fee" - This option is known as 'BEN'

{
        "sourceAccountId": 2141,
        "transferType": "SWIFT",
        "bankFeeSplitType": "Full Bank Fee",
        "transmitter": {
                "firstPartyTransfer": false,
                "name": "John Doe",
                "accountNumber": "1234567890",
                "addressLine1": "123 Main St",
                "addressLine2": "Unit 1A",
                "townCity": "Cityville",
                "state": "WY",
                "postcode": "12345",
                "countryCode": "USA",
                "type": "Individual",
                "dateOfBirth": "1990-10-08T00:00:00.000Z"
        },
        "payee": {
                "countryCode": "SGP",
                "bankName": "ABC Bank",
                "swiftCode": "DBSSSGSG",
                "intermediaryBic":"XXXX",
                "accountNumber": "12342346545123",
                "accountName": "Checking Account",
                "type":"Company",
                "name": "Sample Company LLC",
                "addressLine1": "62 UBI road 1",
                "townCity": "Oxley Bizhub 2",
                "postcode": "408734",
                "addressCountryCode": "SGP"
        },
        "bSavePayee": true,
        "amount": 50,
        "reference": "Transaction reference to be sent to beneficiary (140 chars)", 
        "purpose": "Purpose of the transfer (100 chars)"
}

Example Success Response

{
    "id": 22026,
    "details": {
        "id": 30939,
        "accountsId": 2141,
        "fromTransactionsId": null,
        "fromAccountsId": null,
        "toTransactionsId": null,
        "toAccountsId": null,
        "amount": -10,
        "description": "External transfer - Family Maintenance",
        "dateTime": "2024-02-15T17:05:09.97+00:00",
        "bPending": true
    },
    "status": "1",
    "errors": []
}

---

Create External Fiat Transfer With Originator

Make an external transfer with a user defined originator from a customer asset account, using either a Wire or ACH. Refer to Purpose Codes to categorize a transfer.

Transfer Types

Create External Fiat Transfer currently supports four different TransferTypes. Depending on your account type, you can access the following:

1. Wire - FedWire, available to US accounts.

2. ACH - Available to US accounts.

3. RTP - Realtime Domestic US Payments, also known as FedNow. Available to US accounts.

4. SWIFT - For international accounts.

5. P2C - Use only with PayeesId set to a card-type payee.

Request Body Parameters

Parameter Name	Type	Description
transmitter	Object, Required for Financial Institutions	Information relating to the transmittere of payment
transmitter.firstPartyTransfer	Boolean	True if the payment is a first party transfer. If true, other transmitter fields are not required.
transmitter.name	String	Name of Transmitter
transmitter.accountNumber	String, Optional	Account Number for the Transmitter
transmitter.addressLine1	String	Address Line 1 for transmitter
transmitter.addressLine2	String, Optional	Address Line 2 for transmitter
transmitter.townCity	String	Town / City for transmitter
transmitter.state	String	State / Province for transmitter
transmitter.postcode	String	Post Code for transmitter
transmitter.countryCode	String	3 Letter Country Code for transmitter (ex. USA)
payee	Object, Required	Payee / Beneficary information
payee.payeesId	Number	Optional Payees ID of an existing payee, for sending payments to an existing payee. If provided, the other payee fields are not required.
payee.name	String	Name of Payee
payee.type	String	'Personal' or 'Company'
payee.countryCode	String	3 Letter Country Code for recieving bank (ex. USA)
payee.bankName	String	Name of Receiving Bank
payee.routingNumber	String	ABA Routing Number, not required if swiftCode is provided
payee.swiftCode	String	SWIFT Bic, not required if routingNumber is provided
payee.intermediarySwiftCode	String, Optional	Optional Intermediary Bank SWIFT Bic. Only available for SWIFT transfers.
payee.accountNumber	String	Account Number of payee
payee.accountName	String	Name of the payee's account. If unknown, use the payee name
payee.addressLine1	String	Address Line 1 for payee
payee.addressLine2	String, Optional	Address Line 2 for payee
payee.townCity	String	Town / City for payee
payee.state	String	State / Province for payee
payee.postcode	String	Post Code for payee
payee.addressCountryCode	String	3 Letter Country Code for payee (ex. USA)
bSavePayee	Boolean	True if you would like to save the payee details for future use
originator	Object	Information relating to the originator
originator.companyId	String	Company ID of the originator
originator.name	String	Name of Orignator
originator.AddressLine1	String	Address line 1 for originator
originator.AddressLine2	String	Address line 2 for originator
originator.AddressLine3	String	Address line 3 for originator
originator.Data	String	Additional data to be sent with Originator Information
sourceAccountId	Number	Account ID corresponding to the account to be debited
transferType	String	Transfer rail (ex. 'SWIFT', 'Wire', etc)
amount	Number	Amount to be sent. The currency is implied by the currency of the sourceAccountId
bankFeeSplitType	String	For SWIFT transfers only, specify 'Full Bank Fee', 'Half Bank Fee', or 'No Bank Fee'. If none is provided, default is 'Half Bank Fee'
reference	String	Reference message to be sent to the receiving bank. (Limit 140 characters)
purposeCode	String, Enum	The list of applicable purpose codes for a transfer can vary, depending on the sending bank and the receiving country. Before making a transfer, a call should be made to the Purpose Codes Endpoint to get a list of acceptable purpose codes. If no purpose codes are returned by this endpoint, then a purpose code need not be provided for this transfer, but a purpose should be provided in the purpose field, in such a case.
purpose	String	If a purpose code is not required, you should specify the purpose of the payment here (max 100 chars). If the purpose code corresponding to 'Other' is used, then the custom purpose must be provided here.

Payee Request Parameters

When configuring a payee, you can either use payeesId to use an existing payee, or provide payee information directly. Additionally, you can refer to the Payees API Endpoints to access various functionality such as creating, retrieving, modifying, and deleting payees.

{
  ...
  "payee": {
    // Option 1: Use payeesId to reference a Payee
    "payeesId": 0,
    
    // Option 2: Use the following fields to detail a payee
    
    //Either Routing Number or Swift Code is available
    "routingNumber": "string",
    "swiftCode": "string",
    "bankName": "string",
    "countryCode": "string",
    "intermediarySwiftCode":"string",
    "accountNumber": "string",
    "accountName": "string",
    
    "type": "string",
    "name": "string",
    "addressLine1": "string",
    "addressLine2": "string",
    "addressCountryCode": "string",
    "townCity": "string",
    "state": "string",
    "postcode": "string"
  },
  ...
}

Transmitter Information

Financial Institutions are required to submit information regarding the transmitter of a payment. You can submit this information in the transmitter object.

Third Party Payment Example

{
    ...
    "transmitter": {
        "firstPartyTransfer": false,
        
        "name": "John Doe",
        "accountNumber": "1234567890",
        "addressLine1": "123 Main St",
        "addressLine2": "Unit 1A",
        "townCity": "Cityville",
        "state": "WY",
        "postcode": "12345",
        "countryCode": "USA"
  },
  ...
}

First Party Payment Example

{
    ...
    "transmitter": {
        "firstPartyTransfer": true
  },
  ...
}

Originator Request Parameters

The settable parameters for the originator depend on whether the transfer is a Wire or an ACH transfer.

{
  ...
  "Originator":{
        //Required for ACH transfers
        "CompanyId":"string",
        
        //Required
        "Name":"string",
        
        //Optional for Wire transfers. Must be null for ACH transfers
        "AddressLine1":"string",
        
        //Optional for Wire transfers. Must be null for ACH transfers
        "AddressLine2":"string",
        
        //Optional for Wire transfers. Must be null for ACH transfers
        "AddressLine3":"string",
        
        //Optional for ACH transfers. Must be null for Wire transfers
        "Data":"string"
    },
  ...
}

Example Request Body

The format of the request body is different between Domestic USA transfers and international transfers. Refer to the following examples for reference:

Domestic Wire Transfer Request Body

{
   "SourceAccountId":2141,
   "TransferType":"Wire",
    "Payee":{
        "CountryCode":"USA",
        "RoutingNumber":"125000105",
        "AccountNumber":"2140632999",
        "AccountName":"Test account",
        "Type":"Personal",
        "Name":"Test Account",
        "AddressLine1":"1 TestAddress",
        "TownCity":"TestTown",
        "State":"TestCounty",
        "Postcode":"N19AA",
        "addressCountryCode": "GBR"
    },
    "Originator":{
        "CompanyId":null,
        "Name":"Test name",
        "AddressLine1":"street address",
        "AddressLine2":"town",
        "AddressLine3":"country",
        "Data":null
    },
    "bSavePayee":true,
   "Amount": 10,
   "Reference": "Test Transfer",
   "PurposeCode" : "PUC002"
}

International Wire Transfer Request Body

{
    "SourceAccountId": 2141,
    "TransferType": "Wire",
    "Payee": {
        "CountryCode": "SGP",
        "SwiftCode": "DBSSSGSG",
        "IntermediaryBic":"XXXX",
        "AccountNumber": "12342346545123",
        "AccountName": "Sebi Scaria",
        "Type":"Company",
        "Name": "Sebi Scaria",
        "AddressLine1": "62 UBI road 1",
        "TownCity": "Oxley Bizhub 2",
        "Postcode": "408734",
        "addressCountryCode": "SGP"
    },
    "Originator":{
        "CompanyId":null,
        "Name":"Test name",
        "AddressLine1":"street address",
        "AddressLine2":"town",
        "AddressLine3":"country",
        "Data":null
    },
    "bSavePayee":true,
    "Amount": 50,
    "Reference": "Test Transfer",
    "PurposeCode": "PUC002"
}

Example Success Response

{
    "id": 22026,
    "details": {
        "id": 30939,
        "accountsId": 2141,
        "fromTransactionsId": null,
        "fromAccountsId": null,
        "toTransactionsId": null,
        "toAccountsId": null,
        "amount": -10,
        "description": "External transfer - Family Maintenance",
        "dateTime": "2024-02-15T17:05:09.97+00:00",
        "bPending": true
    },
    "status": "1",
    "errors": []
}

---

Get Purpose Codes

Get list of available purpose codes to be used for external fiat transfer.

List of transfer purpose codes

get

Response: Array of

• Code: Purpose Code
• Description: Purpose Description

Authorizations

Query parameters

customerAssetAccountsIdinteger · int32Optional

countryCodestringOptional

payeesIdinteger · int32Optional

Header parameters

otpstringRequired

One time pass for the request

Responses

200

OK

application/json

400

Bad Request

application/json

401

Unauthorized

application/json

get

HTTPcURLJavaScriptPython

GET /api/v2/customer/transfers/purpose-codes HTTP/1.1
Host: 
Authorization: YOUR_API_KEY
otp: text
Accept: */*

{
  "id": 1,
  "details": {
    "purposeCodes": [
      {
        "code": "text",
        "description": "text"
      }
    ]
  },
  "status": "text",
  "errors": [
    {
      "fieldName": "text",
      "messageCode": "text"
    }
  ]
}

Example Success Response

{
    "id": 0,
    "details": {
    "purposeCodes": [
        {
            "code": "PUC001",
            "description": "Transfer to own account"
        },
        {
            "code": "PUC002",
            "description": "Family Maintenance"
        }]
    },
    "pageSize": 10,
    "pageNumber": 1,
    "status": "1",
    "errors": []
}

Query Parameters

• customerAssetAccountsId (Integer) - The ID of the source account making the external fiat transfer (REQUIRED),

• payeesId (Integer) - The ID of the payee in the external fiat transfer. Required if countryCode is not specified, optional otherwise.

• countryCode (String) - The country code of the payee in ISO/ISO2 format. Required if payeesId is not specified, optional otherwise.

---

Create Internal Crypto Transfer

This endpoint initiates a transfer of crypto currency between two asset accounts that are accessible by a manager. The endpoint requires parameters for the source account ID, the destination account ID, and the amount for the transfer. The asset to be transferred is inferred by the asset account ID.

• Endpoint: /api/v1/customer/accounts/crypto/move

• Method: POST

Request Body Example

{
    "fromAccountsId": 1001, // Integer - Required
    "toAccountsId" : 1002, // Integer - Required
    "amount": 0.01 // Decimal - Required
}

Response Body Example

{
    "id": 0,
    "details": {
        "customersId": 1001,
        "customerReference": "your-customer-reference",
        "fromTransaction": {
            "id": 10001,
            "accountsId": 1001,
            "fromTransactionsId": null,
            "fromAccountsId": null,
            "toTransactionsId": 10002,
            "toAccountsId": 1002,
            "amount": -0.010000000000000000,
            "description": "Transfer of crypto to managing account 1001",
            "dateTime": "2024-01-01T18:21:39.7633333+00:00",
            "bPending": true
        },
        "toTransaction": {
            "id": 10002,
            "accountsId": 1002,
            "fromTransactionsId": 10001,
            "fromAccountsId": 1001,
            "toTransactionsId": null,
            "toAccountsId": null,
            "amount": 0.010000000000000000,
            "description": "Receipt of crypto from managee account 1002",
            "dateTime": "2024-01-01T18:21:39.77+00:00",
            "bPending": true
        }
    },
    "status": "1",
    "errors": []
}

---

Get Reverse Inbound Transfer Details

This operation gives the user necessary details to call the POST endpoint to reverse an inbound transfer.

• Endpoint: /api/v1/customer/accounts/reverse-inbound-transfer

• Method: GET

get

Authorizations

Query parameters

CustomersIdinteger · int32Optional

Header parameters

otpstringRequired

One time pass for the request

Responses

200

OK

application/json

400

Bad Request

application/json

get

HTTPcURLJavaScriptPython

GET /api/v1/customer/accounts/reverse-inbound-transfer HTTP/1.1
Host: 
Authorization: YOUR_API_KEY
otp: text
Accept: */*

{
  "status": "text",
  "errors": [
    {
      "errorType": "text",
      "fieldName": "text",
      "messageCode": "text"
    }
  ],
  "id": 1,
  "details": {
    "purposes": [
      {
        "id": 1,
        "name": "text"
      }
    ]
  }
}

• Query Parameters:

  • customersId (Integer): The ID of the customer account from which the withdrawal is to be made.

Response Body Parameters:

• id (Integer): A reference ID for the transaction; not used in the example.

• details.purposes (JSON Array): List of possible purposes for reversal.

• details.purposes.id (Integer): The ID of the purpose.

• details.purposes.name (String): Description of the purpose.

Success Response Example:

{
    "id": 0,
    "details": {
        "purposes": [
            {
                "id": 1000,
                "name": "Unable to Identify Beneficiary"
            },
            {
                "id": 1001,
                "name": "Unexpected Transaction"
            },
            {
                "id": 1002,
                "name": "Transaction Not Allowed"
            },
            {
                "id": 1003,
                "name": "Other"
            }
        ]
    },
    "status": "1",
    "errors": []
}

---

Reverse Inbound Transfer

This operation allows the user to reverse an inbound transfer.

• Endpoint: /api/v1/customer/accounts/reverse-inbound-transfer

• Method: POST

post

Authorizations

Header parameters

otpstringRequired

One time pass for the request

Body

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

customersIdinteger · int32Optional

transactionIdinteger · int32Optional

purposeIdinteger · int32Optional

purposeOtherstring | nullableOptional

Responses

200

OK

application/json

400

Bad Request

application/json

post

HTTPcURLJavaScriptPython

POST /api/v1/customer/accounts/reverse-inbound-transfer HTTP/1.1
Host: 
Authorization: YOUR_API_KEY
otp: text
Content-Type: application/json-patch+json
Accept: */*
Content-Length: 71

{
  "customersId": 1,
  "transactionId": 1,
  "purposeId": 1,
  "purposeOther": "text"
}

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

{
  "status": "text",
  "errors": [
    {
      "errorType": "text",
      "fieldName": "text",
      "messageCode": "text"
    }
  ],
  "id": 1
}

• Request Body Parameters:

  • customersId (Integer): The ID of the customer account from which the withdrawal is to be made.

Request Example:

{
    "customersId":2036,
    "transactionId":18410,
    "purposeId":1001,
    "purposeOther":null
}

Response Body Parameters:

• id (Integer): A reference ID for the transaction; not used in the example.

• details.transactionId (JSON Array): Id of the transaction being reversed.

Success Response Example:

{
    "id": 0,
    "details": {
        "transactionId": 18410
    },
    "status": "1",
    "errors": []
}

---

Lookup Bank Details

This endpoint allows customers to look up additional bank details given a SWIFT code (more lookup options coming soon).

Lookup bank details

get

Request body parameters:

• SWIFTCode: Bank SWIFT Code

Response:

• BankName: Banking Institution Name

Possible validation errors:

• Required
• Not_Found: no banking institution could be found for the input data

Authorizations

Query parameters

SwiftCodestringOptional

Header parameters

otpstringRequired

One time pass for the request

Responses

200

OK

application/json

400

Bad Request

application/json

get

HTTPcURLJavaScriptPython

GET /api/v1/customer/transfers/lookupbankdetails HTTP/1.1
Host: 
Authorization: YOUR_API_KEY
otp: text
Accept: */*

{
  "status": "text",
  "errors": [
    {
      "errorType": "text",
      "fieldName": "text",
      "messageCode": "text"
    }
  ],
  "id": 1,
  "details": {
    "bankName": "text",
    "swiftCode": "text",
    "iban": "text",
    "bankAddress": "text",
    "bankPostCode": "text",
    "bankBranchName": "text",
    "bankCountryISO3": "text",
    "bankCountryName": "text",
    "bankCity": "text"
  }
}

Request FX Transfer Quote

This operation request a quote for a foreign transfer with either source amount or destination amount and returns the estimated source and destination amounts with the quote id.

• Endpoint: /api/v1/customer/transfers/fx-request-quote

• Method: POST

Request Fx Transfer Quote

post

Request body parameters:

• CustomerAssetAccountsId: Source asset account id
• PayeesId : Payee id
• SourceAmount : Source amount
• DestinationAmount : Destination amount
• TransferType: Wire Or ACH

Response:

• commandSourceAmount : Given source amount
• commandDestinationAmount : Given destination amount
• estimateSourceAmount : Estimated source amount
• estimateDestinationAmount : Estimated destination amount
• fxFeePercentage : FX Fee percentage
• exchangeFeeAmount : Exchange fee amount
• estimateTotalSourceAmount : Estimated total source amount
• estimateTotalDestinationAmount : Estimated total destination amount
• quotedFXRate : Quoted FX rate
• quotedFXRateID : Quoted FX rate ID
• quotedFxRateExpiry : Quoted FX rate expiry

Possible validation errors:

• Required
• User_Not_Found
• Invalid_TransferType
• Invalid_PayeesId
• Both source amount and destination amount should not be specified.
• Either source amount and destination amount should be required

Authorizations

Header parameters

otpstringRequired

One time pass for the request

Body

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

customerAssetAccountsIdinteger · int32Optional

payeesIdinteger · int32Optional

sourceAmountnumber · double | nullableOptional

destinationAmountnumber · double | nullableOptional

transferTypestring · enumOptionalPossible values:

Responses

200

OK

application/json

400

Bad Request

application/json

post

HTTPcURLJavaScriptPython

POST /api/v1/customer/transfers/fx-request-quote HTTP/1.1
Host: 
Authorization: YOUR_API_KEY
otp: text
Content-Type: application/json-patch+json
Accept: */*
Content-Length: 103

{
  "customerAssetAccountsId": 1,
  "payeesId": 1,
  "sourceAmount": 1,
  "destinationAmount": 1,
  "transferType": "Wire"
}

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

{
  "id": 1,
  "details": {
    "commandSourceAmount": 1,
    "commandDestinationAmount": 1,
    "estimateSourceAmount": 1,
    "estimateDestinationAmount": 1,
    "fxFeePercentage": 1,
    "exchangeFeeAmount": 1,
    "estimateTotalSourceAmount": 1,
    "estimateTotalDestinationAmount": 1,
    "quotedFXRate": "text",
    "quotedFXRateID": 1,
    "quotedFxRateExpiry": "2025-06-08T01:54:35.457Z"
  },
  "status": "text",
  "errors": [
    {
      "fieldName": "text",
      "messageCode": "text"
    }
  ]
}

Request Example:

{
    "SourceAmount": "10",
    "PayeesId": 4451,
    "PurposeCode": "PUC002",
    "Reference": "REF16149",
    "CustomerAssetAccountsId": 14259,
    "TransferType": "Wire"
}

Success Response Example:

{
    "id": 1,
    "details": {
        "commandSourceAmount": 10.0,
        "commandDestinationAmount": null,
        "estimateSourceAmount": 10.0,
        "estimateDestinationAmount": 9.48,
        "fxFeePercentage": 0.200,
        "exchangeFeeAmount": 0.24,
        "estimateTotalSourceAmount": 10.0,
        "estimateTotalDestinationAmount": 9.24,
        "quotedFXRate": "0.947601",
        "quotedFXRateID": 1247,
        "quotedFxRateExpiry": "2024-12-11T10:39:51.154Z"
    },
    "status": "1",
    "errors": []
}

Execute FX Transfer

This operation execute a given FX transfer quote .

• Endpoint: /api/v1/customer/transfers/executefxtransfer

• Method: POST

Execute FX Quote

post

Request Headers:

• IdempotencyKey: Unique GUID value generated by user to identify subsequent retries of a request

Request body parameters: ///

• CustomerAssetAccountsId: Source asset account id
• PayeesId : Payee id
• FxRateId : Quoted FX rate ID
• TransferType: Wire Or ACH
• PurposeCode : Purpose code for Fx transfer
• Purpose: Other Purpose of transaction
• Reference: Reference ( FBO accounts, this should be reference to identify the account)
• BeneficiaryReference : Beneficiary reference

Response:

• Id : Transfer Id
• accountsId: Account Id
• fromTransactionsId : From transaction Id
• fromAccountsId : From account Id
• toTransactionsId : To transaction Id
• toAccountsId : To account Id
• amount : Transfer amount
• description : Transfer description
• dateTime : Transfer date time
• bPending : Pending status
• transmitterId : Transmitter Id

Possible validation errors:

• Required
• User_Not_Found
• Invalid_TransferType
• International_Transfer_Not_Allowed
• Invalid_PayeesId
• Invalid_Country
• Invalid_Currency
• Invalid_Source_Account
• Insufficient_Funds

Authorizations

Header parameters

otpstringRequired

One time pass for the request

Body

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

customerAssetAccountsIdinteger · int32Optional

transferTypestring · enumOptionalPossible values:

payeesIdinteger · int32Optional

fxRateIdinteger · int32Optional

referencestring | nullableOptionalPattern: ^[A-Za-z0-9^ !_\-@'`()#""*\]+{}|~$%&,:.-\\]+$

beneficiaryReferencestring | nullableOptionalPattern: ^[A-Za-z0-9^ !_\-@'`()#""*\]+{}|~$%&,:.-\\]+$

purposeCodestring | nullableOptional

purposestring | nullableOptional

bankFeeSplitTypestring | nullableOptional

Responses

200

OK

application/json

400

Bad Request

application/json

post

HTTPcURLJavaScriptPython

POST /api/v1/customer/transfers/executefxtransfer HTTP/1.1
Host: 
Authorization: YOUR_API_KEY
otp: text
Content-Type: application/json-patch+json
Accept: */*
Content-Length: 440

{
  "customerAssetAccountsId": 1,
  "transferType": "Wire",
  "payeesId": 1,
  "fxRateId": 1,
  "reference": "text",
  "beneficiaryReference": "text",
  "purposeCode": "text",
  "purpose": "text",
  "bankFeeSplitType": "text",
  "transmitter": {
    "firstPartyTransfer": true,
    "name": "text",
    "accountNumber": "text",
    "addressLine1": "text",
    "addressLine2": "text",
    "townCity": "text",
    "state": "text",
    "postcode": "text",
    "countryCode": "text",
    "type": "text",
    "dateOfBirth": "2025-06-08T01:54:35.457Z"
  }
}

application/json-patch+jsonapplication/jsontext/jsonapplication/*+json

{
  "id": 1,
  "details": {
    "id": 1,
    "accountsId": 1,
    "fromTransactionsId": 1,
    "fromAccountsId": 1,
    "toTransactionsId": 1,
    "toAccountsId": 1,
    "amount": 1,
    "description": "text",
    "dateTime": "2025-06-08T01:54:35.457Z",
    "bPending": true,
    "transmitterId": "text"
  },
  "status": "text",
  "errors": [
    {
      "fieldName": "text",
      "messageCode": "text"
    }
  ]
}

Request Example:

{    
    "CustomerAssetAccountsId": 14259,
    "TransferType": "Wire",
    "PayeesId": 4451,
    "FxRateId":1247,    
    "Reference": "REF16149",    
    "BeneficiaryReference": "REF16149",    
    "PurposeCode": "PUC002"
}

Success Response Example:

{
    "id": 61825,
    "details": {
        "id": 61825,
        "accountsId": 14259,
        "fromTransactionsId": null,
        "fromAccountsId": null,
        "toTransactionsId": null,
        "toAccountsId": null,
        "amount": -10.000000000000000000,
        "description": "USD International Transfer",
        "dateTime": "2024-12-10T10:40:10.06+00:00",
        "bPending": true,
        "transmitterId": "CST10024-4451"
    },
    "status": "1",
    "errors": []
}