# Transfer Purpose Codes Reference

### Overview

Purpose codes are utilized to categorize external transfers from Ibanera. If you are unsure which purpose code to use for your transfer, you should obtain a list of applicable [purpose codes via API](https://github.com/gradam26/Phoenix-Documentation/blob/main/customer-api/api-endpoints/transfers/transfers.md#get-purpose-codes). The table below outlines all possible purpose codes along with their respective description.

### Purpose Code Table

| Code     | Description                                                                                            |
| -------- | ------------------------------------------------------------------------------------------------------ |
| PUC001   | Transfer to own account                                                                                |
| PUC002   | Family Maintenance                                                                                     |
| PUC003   | Education-related student expenses                                                                     |
| PUC004   | Medical Treatment                                                                                      |
| PUC005   | Hotel Accommodation                                                                                    |
| PUC006   | Travel                                                                                                 |
| PUC007   | Utility Bills                                                                                          |
| PUC008   | Repayment of Loans                                                                                     |
| PUC009   | Tax Payment                                                                                            |
| PUC010   | Purchase of Residential Property                                                                       |
| PUC011   | Payment of Property Rental                                                                             |
| PUC012   | Insurance Premium                                                                                      |
| PUC013   | Life Insurance                                                                                         |
| PUC014   | Insurance Claims Payment                                                                               |
| PUC015   | Mutual Fund Investment                                                                                 |
| PUC016   | Investment in Shares                                                                                   |
| PUC01801 | Information Service Charges                                                                            |
| PUC01802 | Advertising & Public relations-related expenses                                                        |
| PUC01803 | Royalty fees, trademark fees, patent fees, and copyright fees                                          |
| PUC01804 | Fees for brokers, front end fee, commitment fee, guarantee fee and custodian fee                       |
| PUC01805 | Fees for advisors, technical assistance and academic knowledge, including remuneration for specialists |
| PUC01806 | Representative office expenses                                                                         |
| PUC01807 | Construction costs/expenses                                                                            |
| PUC01808 | Transportation fees for goods                                                                          |
| PUC01809 | For payment of exported goods                                                                          |
| PUC01810 | Delivery fees for goods                                                                                |
| PUC01811 | General Goods Trades - Offline trade                                                                   |
| PUC020   | Salary                                                                                                 |
| PUC1001  | Business Expenses                                                                                      |
| PUC1002  | Bonus Payment                                                                                          |
| PUC1003  | Cable TV Bill                                                                                          |
| PUC1004  | Credit Card Payment                                                                                    |
| PUC1005  | Charity Payment                                                                                        |
| PUC1006  | Collection Payment                                                                                     |
| PUC1007  | Commission                                                                                             |
| PUC1008  | Carpark Charges                                                                                        |
| PUC1009  | Cash Disbursement                                                                                      |
| PUC1010  | Debit Card Payment                                                                                     |
| PUC1011  | Dividend                                                                                               |
| PUC1012  | Payment of Fees & Charges                                                                              |
| PUC1013  | Foreign Worker Levy                                                                                    |
| PUC1014  | Government Insurance                                                                                   |
| PUC1015  | Goods & Services Tax                                                                                   |
| PUC1016  | Hospital Care                                                                                          |
| PUC1017  | Instalment Hire Purchase Agreement                                                                     |
| PUC1018  | Interest                                                                                               |
| PUC1019  | Invoice Payment                                                                                        |
| PUC1020  | Net Income Tax                                                                                         |
| PUC1021  | Telephone Bill                                                                                         |
| PUC1022  | Property Tax                                                                                           |
| PUC1023  | Road Tax                                                                                               |
| PUC1024  | Rebate                                                                                                 |
| PUC1025  | Refund                                                                                                 |
| PUC1026  | Supplier Payment                                                                                       |
| PUC1027  | Telco Bill                                                                                             |
| PUC1028  | Town Council Service Charges                                                                           |
| PUC1029  | Trade Services                                                                                         |
| PUC1030  | Treasury Payment                                                                                       |
| PUC1031  | Transport                                                                                              |
| PUC1032  | With Holding                                                                                           |
| PUC1033  | Other                                                                                                  |